There are many people out there (maybe even you?) who don’t know what’s going on with their finances. Oftentimes the financial responsibility falls onto one of the spouses in a couple, while the other stays in the dark. 

I’m here to tell you that while this may seem convenient, it’s much better if both sides of the partnership know the numbers. Even if one still remains responsible for physically paying the bills, both should understand how much is there and what’s being paid, etc. 

Know what is happening in your finances. Be in partnership with it. Don't have your finances set up with one person being in the control seat. Don't hide your purchases or the price of your Taylor Swift tickets ;)

Instead, be adults together. Have the conversation. No one wants to talk about money, but if you don’t, it can be destructive. It can grow resentment, fear, and insecurity. 

I promise you - everyone will survive the conversation. It may be uncomfortable, but it’s ok. 

Here are a few suggestions to get better money habits going:

• Schedule a money date (even the Wall Street Journal suggests it!) 

• Create an Excel spreadsheet with all of your accounts 

• Look at your credit card bills together

• Review your mortgage or car payment 

• Talk to your financial advisor and look at all of your assets

• Work with a money coach

• Look into options like freezing your credit

• Instead of constant Amazon purchases, choose one day a week to review your cart and place your order

• Celebrate the wins together, too!

And remember, the “why” for all of this is more connection and less loneliness, hiding, or shame.

Give it a try, and let me know how it goes!